

SMARTECO is a Franco-Tunisian multidisciplinary group founded by the AMOUS brothers and sister since 2010. This group, initially focused on financial services, has extended its activities to international trade, events and farming.
With its network of representatives in more than thirty countries around the world, SMARTECO offers its customers more access to important markets, especially in Africa.
Founders

Karim Amous
Chartered accountant from one of the most prestigious French universities. He has had several professional experiences, particularly in one of the big four. He is currently the president of the group.

Hend Amous
Financial analyst from the Institut des Hautes Etudes Commerciales and has extensive experience in finance, insurance and factoring. She currently manages the export pole of the group thanks to her extensive network of friends and partners all over the world.

Rami Amous
Mechanical engineer and head of the engineering department within the group. He benefits from a wide professional experience acquired in the largest industrial groups in Tunisia to properly advise our clients and optimize their strategies.
Our Expertise
Advisory
The main activity of the group is financial advice supplemented by the search for financing. This activity has developed mainly following the economic and health crisis. We have accompanied many of our clients in their quest for money to create, save or expand their projects.
Investments
We have several profitable projects in the pipeline that are looking for investors to develop them. Projects that we have carefully studied and which are overseen by people we trust. Our support will be done with professionalism to ensure maximum credibility and transparency between the different partners. Our choice mainly concerns existing projects, with a strong development potential and which have a closed and known plan, requiring only money to concretize them. Projects with the possibility of earning money by working better and also by participating as an investor thanks to the financial and tax relief mechanism.
International assistance
With our presence via our subsidiaries or our representatives in more than thirty countries around the world, we offer our customers custom made international support services starting from simple implementation studies going to assistance in the creation of companies while passing by the supply of list of customers, suppliers, or partners, the negotiation of contracts of fundraising or extension of franchises. Our hat of approved export operator in France allows us to provide our customers with several lines of credit as well as more ease in exploring international markets.
Turnkey projects
Following strong demand, particularly in African countries suffering from major unemployment problems, we have designed mini turnkey projects, with training, personalized profitability study, support for the completion of the financing scheme and above all the supply of equipment and of raw material. These projects, the cost of which does not exceed 20,000 USD per pack, are offered to young promoters in search of profitable projects quickly and which do not require a very important know-how. A range of industrial, commercial and service projects appear in our catalog.
International trade
In order to develop our export activities and those of our customers, we have founded an international trade company which aims to export Tunisian products abroad and to carry out tripartite brokerage operations.
Events
Thanks to its extensive network in more than thirty countries around the world, the group has organized several business missions in Africa and Asia (Morocco, Chad, Malaysia, Hong Kong, etc.). We have also organized business trips for foreign investors coming to invest and explore the Tunisian market. Several implementation studies have been given to our customers in order to better understand their target markets and we have crowned all this with B2B meetings with potential partners with whom several contracts and agreements have emerged.
Agricultural exploitation
As part of its expansion and the reinvestment of its profits in family projects, the group has opted to benefit from its know-how in agricultural studies and marketing strategies while benefiting from its network of friends to ensure a network of infallible distribution allowing the optimization of the marketing circuit of its agricultural products and derivatives. The experience began by exploiting the agricultural land located in the Sfax region to pick and produce local products from figs, prickly pears, almonds, pistachios and olives. Taking advantage of the “BIO” label and analysis certificates from a recognized laboratory, the “HERITAGE” brand was created to promote our products nationally and internationally.
Charity actions
Through its non-profit association “for a better life organisation”, the group has organized and sponsored several actions such as the ENIS ideas competition “YES WE CAN”, startup weekends, programs on the national channel ” radio jeunes ” for the supervision of young promoters… Also the organization of the international half marathon of the city of Sfax for its 2014 and 2015 editions and other special actions for the beginning of the school year and the holidays.